Americas

SAN DIEGO — Financial institutions this year have shown greater interest in marketing to "mobile-only" consumers, and mobile deposit is becoming the preferred way to load prepaid cards and deposit checks.

MOLINE, Ill. — If time really is money, then IH Mississippi Valley CU had a lot to lose when paper documents were missing in action.

WASHINGTON — Small credit unions that deploy a full suite of technology offerings — including remote deposit capture, mobile and online banking — stand a better chance at sustainable growth than those that do not.

RYE, N.Y. — USAlliance Federal Credit Union has become the first North American financial institution to adopt the European in-branch Customer Relation Manager (CRM) kiosk solution, HappyOrNot.

LAS VEGAS — NCUA Chairman Debbie Matz reiterated last week that the agency plans to make "significant changes" to its proposed risk-based capital rule, but some industry stakeholders were still skeptical of how the final rule will look, particularly if it isn't reissued for a second comment period.

DES MOINES, Iowa — Thanks to host card emulation (HCE), tap-and-go may well become the primary way consumers pay with their phones at the point of sale.

First Niagara Financial Group in Buffalo, N.Y., reported higher quarterly profit after increased commercial and auto lending offset an rise in spending and a decline in fee income.

Hancock Holding in Gulfport, Miss., reported lower quarterly earnings, primarily because of lower returns from its loan portfolio.

Customers Bancorp in Wyomissing, Pa., turned strong loan and deposit growth into higher profits last quarter.

Banner in Walla Walla, Wash., reported a big increase in second-quarter earnings thanks to its recent branch acquisitions in Oregon.