Fintech

Wells Fargo's customers have opted to receive digital versions of their ATM receipts 100 million times since the bank introduced the feature two years ago.

JPMorgan Chase is now offering mobile banking and payments features to users of its prepaid card, Liquid.

VeriFone is supplying retailer Beall's with customer-facing point-of-sale devices that feature color displays and the capacity to adapt to changes in payments.

Membership and demographics are the key things to keep in mind as credit unions project beyond 2013.

The evolution of the payments landscape and new payment technologies, specifically EMV, should be at the top of credit unions' strategic planning discussions for 2013, according to Bill Lehman, VP Portfolio Consulting for CSCU.

While expanding the credit union's reach via electronic services is even more popular today due to belt tightening, Michael King, VP strategic planning for DEI, cautions not to overlook bricks and mortar in 2013.

A proactive pension and retirement strategy is a must-have as credit unions begin their planning for 2013.

Don't give up on those members with less-than-perfect credit-they could be the key to loan growth in 2013.

The "rate business" will no longer carry the bottom line load, and Michael Moebs, economist and CEO at Moebs $ervices, insists it's time CUs become more efficient-and that means adding fees for more of the services they provide.

With many credit union members still struggling in a weak economy, credit unions are being urged in 2013 to tap technology that gets more people into cars while building loan portfolios.