Fintech

How data mining and predictive analytics helped credit union make ‘impressive gains’ in improved decision-making, segmentation, pricing, financial forecasting, marketing and more.

The digital gift card is one of the rare examples in the payments market where more options may not necessarily be the best thing for consumers.

Visa Inc., the world's largest payments network, said fiscal first-quarter profit rose 24 percent as consumer card spending increased.

Empower Federal Credit Union on Wednesday said it has completed the acquisition of $46 million FocalPoint Federal Credit Union.

With the EMV migration continuing, it is critical that organizations keep in mind that EMV is not the security “silver bullet” that businesses might hope for. Rather, it is only one piece of a layered approach to fraud prevention that businesses should incorporate.

Discover Financial Services reported a slowdown in growth in its credit card business but vowed to take steps to reverse the trend.

Fintech companies are threatening banks on many fronts, but it is in peer-to-peer payments that banks may be most at risk of being reduced to "dumb pipes."

The Filene Research Institute program seeks to make it easier for potential members to join, open a new account, apply for a loan and other pain points encountered by consumers seeking credit union products and services.

Capital One Financial's fourth-quarter profit fell short of projections as the McLean, Va., company boosted its reserves in anticipation of higher loan losses.

The pressure on merchant acquirers to enable transactions in more channels for more merchant types is accelerating, and TSYS is turning to the M&A market to accelerate its digital diversification, announcing an agreement with Vista Equity Partners to acquire Vista portfolio company TransFirst for $2.35 billion in cash.