Merchant

The new president of the Electronic Transactions Association does more than just talk about turning challenges into opportunities.

Ingenico SA is working with PayPal Inc. on what the companies say is a faster way to improve the point of sale than investing in contactless mobile payments.

If there is a silver lining to the Zappos Retail Inc. data breach, it may be that more merchants, including the shoe-marketing giant, have taken key steps to prevent thieves from stealing customers’ full credit card account numbers, which will blunt potential losses.

Ingenico SA has begun integrating PayPal Inc.'s payment system with its point-of-sale terminals, the terminal maker announced Jan. 16.

Data-security vendors generally acknowledge they are up against extremely high-tech, organized and relentless cybercriminals looking to steal identities and payment card data to execute fraudulent transactions.

A payments gateway offering multiple functions and customization options has become available in recent weeks to independent sales organizations and agents.

Good customers are good customers right up until they’re not. This is the fundamental paradox of credit risk analysis. The most profitable customers are often the ones that are closest to being unprofitable.

JPMorgan Chase & Co. set a strong pace for its credit card sales-volume growth during the fourth quarter that rivals may find difficult to match, but other factors caused the issuer’s net revenues and net income to decline.

Financial Transaction Services LLC wants to help merchants reduce interchange rates on business-to-business transactions and has developed the technology to do it.

Several major cities around the globe have been exposed to contactless-payment methods with cards or mobile phones, but Barcelona, Spain, soon may become the first city in which contactless is the dominant form of payment.