Merchant

Experian released findings Thursday from its sixth annual State of Credit study, showing that the national credit score increased by three points over the last year and by five points since 2013.

Square Inc. raised about a third less than it sought in its initial public offering as investors balked at a higher valuation for the mobile-payments service.

Malware is a topic that everyone is talking about. Giant movie studio’s network is hacked? The attackers used malware. Big retailer’s point-of-sale system is breached? Malware did it. Hackers breached ATMs at multiple banks? They used malware.

Online payday lender Integrity Advance is being sued by the Consumer Financial Protection Bureau for allegedly deceiving consumers about its loan costs.

The Federal Trade Commission has approved final amendments to its Telemarketing Sales Rule, including a change aimed at protecting consumers from fraud by prohibiting four discrete types of payment methods favored by con artists and scammers.

A new report based on research from the Harvard Joint Center for Housing Studies indicates student loans bet has a potentially strong impact on consumers seeking to move from renting to buying a home. It also could delay their ability to build savings for a mortgage down payment.

The economy grew at a slower pace in the third quarter but consumer spending levels remain solid, according to the Federal Reserve Bank of New York’s latest Economy in a Snapshot report.

Dunkin' Donuts, in a bid to catch up to the technology prowess of Starbucks Corp., is testing on-the-go ordering and delivery service in some U.S. markets.

The Consumer Financial Protection Bureau's consumer complaint database is riddled with errors and distrusted by some of its own employees, according to internal documents and interviews with current and former agency officials.

Despite many merchants' resistance to the EMV migration in the U.S., the chip-card technology can become more appetizing when it is baked into another item on the terminal maker's menu.