Merchant

Federal regulators hope hackers can help put a stop to automated telemarketing calls such as the well known "Rachel from Cardholder Services."

San Francisco-based Pose, one of the many companies in the cloud-based mobile point of sale market, aims to differentiate itself by eliminating its $49 monthly subscription fee.

Missouri regulators are weighing whether to stop a practice in the state of allowing payday lenders to collect utility bill payments from customers.

The Justice Department's Operation Choke Point isn't really about combatting fraud, says Jason Oxman, CEO of the Electronic Transactions Association. Federal regulators simply don't like high-risk merchants, such as payday lenders and guns dealers, he says.

The U.S. Department of Education has not properly overseen the collection agencies it hired to pursue delinquent federal student loans, according to an audit released by the department's inspector general.

Cardfree, a mobile payments provider run by several of the people who designed the successful Starbucks mobile payment app, is using cloud-based technology to simplify the process of deploying its technology as it eyes international markets.

Mobile point of sale provider Appetize is targeting entertainment venues and music festivals, a niche that's often a testing ground for payments technology.

A new report shows a total of 613,874 U.S. properties with foreclosure filings - default notices, scheduled auctions and bank repossessions - in the first half of 2014, a 19% drop from the previous six months.

Getting retailers to add mobile payments – or even ban credit cards in favor of mobile – is not impossible. But it just might be easier to get merchants on board with mobile if they haven't even accepted their first payment.

New rules published by New York State regulators include better disclosures for collection communications, provisions for email, protections against time-barred collection and stronger verification procedures.