Merchant

The mortgage delinquency rate (the rate of borrowers 60 days or more delinquent on their mortgages) dropped below 4 percent for the first time since 2008, ending Q4 2013 at 3.85 percent, according to TransUnion's Industry Insights Report.

Google has made an attempt to bolster its mobile wallet by opening it to more consumers and incentivizing them to use it, but it is unlikely that these changes will help the in-store payment component.

PNC Merchant Services has begun offering Clover Station, a tablet-based point of sale system, to restaurant owners and managers.

New York Attorney General Eric T. Schneiderman's office has reached a settlement with Union Workers Credit Services Inc. (UWCS) and its president, Joe Malazzo, banning the company from offering credit or financial services or products in New York.

Daniel Lee has been accepting Bitcoin at his family's seven retail stores in Fort Greene, Brooklyn since March 2013 by having customers send the digital currency to wallet addresses he manages.

While global shipments of mobile point of sale devices reached 8.4 million units in 2013—a 53% increase over 2012—more than 1.3 million of the devices went unused during the year, according to new research from ISH Technology.

Whole Foods Market has agreed to use multiple versions of Square Inc.'s mobile payments technology.

Pizza Patron is integrating Revel Systems' mobile point of sale system into its more than 100 restaurant locations, which had been using several different vendors' products to accept payments.

Russian customs payments processor Multiservice Payment System has deployed technology to combine a Web transaction portal with electronic declaration services at the point of sale.

The ATM Industry Association named Gregory Sahrmann and Steve Gernes as co-chairs of the nonprofit trade association's U.S. board of directors.