Merchant

At a time when most mobile payment apps use virtual cards, QR codes or contactless payments, Dairy Queen is testing the more experimental location-based approach employed by Square and PayPal.

Chase Paymentech now offers a mobile checkout application and card reader as part of its Chase Checkout point of sale technology for small businesses.

The national credit card delinquency rate (the ratio of borrowers 90 or more days past due) decreased to 0.57% in Q2 2013 from 0.63% in Q2 2012.

First Data Corp. released its SpendTrend analysis for July 2-30, compared with July 3-31, 2012. SpendTrend tracks same-store consumer spending by credit, signature debit, PIN debit, EBT, closed-loop prepaid cards and checks at U.S. merchant locations.

PayPal offers no shortage of choices for loading their accounts, including Green Dot, MoneyGram, Coinstar and its own My Cash Card — but are consumers using them?

In the race to provide consumers with identity verification tools that are simple and easy to use, it's in everyone's best interest to ensure that businesses are not sacrificing data security in the process.

Chase Card Services says it will stick with the Isis mobile wallet venture as it prepares for a national rollout after nearly 10 months of testing. In doing so, the JPMorgan Chase unit also gives its endorsement to Isis' model of using Near Field Communication for contactless payments.

PayPal co-founder Max Levchin is part of the team behind Glow, a fertility tracking service that uses a mobile app, crowdfunding and analysis to help women conceive children.

MasterCard Inc. has launched its first debit card in Latin America for high-income customers.

Google reportedly plans to discontinue allowing consumers to use its mobile wallet for contactless loyalty and gift card redemption, the latest in a series of changes since Google Wallet's launch.