EMV Migration Forum Posts Testing Guide

The EMV Migration Forum has released a white paper detailing current testing requirements for acquirers, acquirer processors and direct-connect merchants as companies migrate to EMV-chip cards.

The white paper includes EMV-chip terminal testing guides for American Express, Discover, MasterCard and Visa. The paper includes each payment brand’s application specification, with the goal of encouraging interoperability between host systems, payment devices and cardholder devices.

The white paper also includes common examples and use cases and provides guidance for when retesting is required for EMV contact and contactless payment terminals.

"This document was created as an educational resource with the collaboration of the U.S. payment brands and other payment industry leaders in the EMV Migration Forum. The result is a comprehensive document that will be a valuable asset in preparing the acquiring community for the U.S. move to EMV chip payments," says Randy Vanderhoof, director of the EMV Migration Forum, in a Sept. 10 press release.

The white paper project was developed with input from AcquirerSystems, American Express, JPMorgan Chase, Discover, ICC Solutions, MasterCard, TSYS, UL Transaction Security, Vantiv, VeriFone and Visa. EMV Migration Forum has more than 140 member organizations, including global payment brands, financial institutions, merchants, processors, acquirers, regional debit networks, industry suppliers and industry associations.

The forum also recently advocated for a single application identifier for EMV debit transactions.