PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.

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For banks, getting ahead in the digital asset race may be less about picking a winner and more about playing the field.
July 27 -
Justine Lalla, FCPA, has 20 years of experience in the accounting industry, including FCPA status for the past two years, and is the founder of
JPL Financial Management , an accounting practice in Brisbane specializing in advisory services for labor hire and recruitment businesses.July 27 -
The founder and CEO of Custodia Bank believes most demand deposits in the U.S. will be tokenized.
July 27 -
A primary criticism of stablecoins harks back to the era of free banking, when individual banks printed their own notes. But that era of private money bears little resemblance to the modern realities of stablecoin issuance.
July 27
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Bankers largely agree that there should be reforms, but don't agree on which ones; plus, our second batch of best-performing banks.
July 27 -
In a recent survey of community bank executives, 84% said they agreed with the Federal Reserve that changes are necessary, but the results show a wide range of views about what exactly those changes should be.
July 27 -
In American Banker's ranking of banks with the strongest metrics, here is this year's list in the $2-$10 billion range, based on data from Capital Performance Group.
July 27 -
Millennial and Gen Z Americans aren't investing in homes the same way as previous generations: The National Association of Realtors found the median age of first-time buyers last year was 40, an all time high. Here's what wealth advisors need to know.
July 24 -
The OCC conditionally approved the lender's de novo application. Upstart Bank's proposed CEO spoke with American Banker about the review process.
July 24 -
Some ultrahigh net worth clients would be affected by a change to retirement plan contribution and distribution rules that's under consideration in Congress.
July 24












