PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.
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Regulatory clarity is the most important element for the digital future, according to Coinbase's Brett Tejpaul.
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By establishing direct connections to clearing networks such as Japan's central bank, the cross-border payment firm avoids intermediaries, feeding its strategy to undercut traditional financial institutions.
July 17
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The adoption of blockchain technology will come in waves, BBVA's Andrés Fondevila Maron says.
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The Charlotte, North Carolina-based bank stopped originating marine and recreational vehicle loans during the second quarter. Executives said the change will reduce net interest income in the short term, but deliver higher profitability over the long run.
July 17
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Clients with concentrated stock holdings might be better off turning their portfolios into ETFs in a tax deferral transaction called a Section 351 conversion.
July 17
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The recently announced consortium of crypto companies behind OpenUSD, a new dollar-denominated stablecoin, will have to demonstrate that it can build partnerships with banks and intermediaries before it can challenge USDC and Tether.
July 17
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The customer-sourced investment will continue to support the digital banking provider's AI and digital loan origination initiatives.
July 17
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Banks are posting record profits, benefiting from being in the middle of a hot credit cycle. Everything is going their way. The only question is, how long can it last?
July 17
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A coalition of 20 state attorneys general, most of them Democrats, is opposing efforts by the high-cost lenders Enova International and Opportunity Finance to acquire banks. The state AGs warn that the companies are trying to dodge state interest-rate caps.
July 17
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Allie Szczepaniak is the COO of Solidarity Health Network, a Cleveland-based third-party administrator 9TPA) and benefits consultant that manages employer-sponsored health plans, focusing on services like benefit administration, billing and claims processing for unions, public employers and corporations.
July 16
