PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.
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Bankers during recent earnings reports predicted lower deposit costs as 2024 wears on. But with inflation still elevated and the jobs market strong, the Federal Reserve probably won't begin lowering rates — and thus easing the drag on lenders' profits — until May at the earliest.
February 5
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The Independent Community Bankers of America, American Bankers Association and other groups filed a lawsuit arguing that recent reforms to implementing regulations for the Community Reinvestment Act exceed statutory authority.
February 5
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Melissa Gutierrez serves as Pets Best's Senior Vice President and General Manager. Melissa's dedication to innovation, the customer experience and expanding digital solutions in the pet insurance industry has made her a transformative leader at Pets Best since she joined the company in 2020, landing her a 2023 "Women in Insurance Leadership" award from Digital Insurance.
February 5
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First National Bank of Pennsylvania, a unit of FNB Corp., ran into trouble in connection with North Carolina operations it acquired from Yadkin Financial in 2017.
February 5
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In correspondence with Rep. Andy Barr, R-Ky., the Federal Reserve and Office of the Comptroller of the Currency said the Securities and Exchange Commission's proposed safeguarding rule could change banks' custody businesses.
February 5
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Republican legislators and the American Fintech Council expressed worries recently over how the FDIC has managed its innovation efforts, highlighting the significant changes to an office established to head those efforts.
February 5
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The senior vice president for capital markets at the Housing Policy Council died Saturday after sustaining critical injuries a week prior.
February 5
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Yerbol Orynbayev is president at TurmaFinTech, a fintech startup helping U.S. community banks retain customers through AI and ML tools. Prior to his consultancy career, Orynbayev served as the deputy prime minister of Kazakhstan from 2007 to 2013 and as aide to the president on economic policy from 2013 to 2015. He also worked as the governor of the World Bank on behalf of Kazakhstan and helped steer the nation out of the 2008 financial crisis.
February 5
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When customers are targeted directly with fake text messages that lead to account takeover, artificial intelligence, and in some cases generative AI, can play a role in fighting the fraud, experts say.
February 5
