PayThink

Given the possibility of a nationwide outbreak, the time is now for credit unions to take steps to protect themselves and their members.

The Fed can take steps now to speed up existing networks.

Immediate payments through an existing payments platform means firms can pay quickly, satisfying the expectations of gig workers who are increasingly important to the company’s functions.

When small banks leave the community, it makes sense for credit unions to fill the void.

Diverse local economies and a demand for mobile are boosting digital commerce, says PPRO's Steve Villegas.

Credit unions that don't embrace digital retailing as part of their auto lending strategy will end up spinning their wheels.

In underbanked markets, app-based firms can't live on digital alone, says dLocal's Michel Golffed.

Fintechs like LendingClub and Varo Money illustrate how the traditional financial system is changing. Banks that don’t rapidly evolve with technology will be obsolete.

The technology can quickly sift through and analyze contracts, nondisclosure agreements and other legal documents, says InCloudCounsel's Troy Pospisil.

When we take advantage of new products and services, we frequently offer up our data as a cost to entry. In doing so, we are putting our trust in the organizations behind these innovations, says Interac's Debbie Gamble.