PayThink

The Treasury Secretary's statements are a sign that government agencies are still in the early stages of understanding this fundamentally new technology.

Fending off these kinds of attacks requires training personnel on a strict process for validating suppliers' banking data during supplier onboarding, especially when receiving any data change requests, says Noicepay's Doug Seaberg.

LendingClub and Varo Money are making inroads into the traditional financial system, but other fintechs still face long odds.

The International growth of the gig economy requires hyper-local solutions, a challenge many fail to appreciate. This isn’t just in how a company articulates its value proposition locally.

Phenix Pride FCU in Alabama is one of several institutions Inclusiv and the African-American Credit Union Coalition are celebrating during Black History Month.

Achieving the myriad business cash flow benefits from RTP is easier said than done, as global standards can conflict with local laws, rules, regulations and organizational culture, says Santander's Chris Bozek.

The game has changed and bank executives will have to do more homework before striking a deal.

New messaging protocols calls can meet crooks at the pass, says FIME's Jean Fang.

Many financial institutions are missing out on the ability to use payments data in a proactive way, to make smart decisions that inform actionable insights, and create competitive advantages that allow them to become data-driven organizations, says Finastra's Robert Mancini.

There's much bank executives can learn from the 737 Max and Deepwater Horizon catastrophes, which could have been averted if regulators had been notified sooner.