PayThink

The fintech community was both surprised and energized by recent news that Visa has agreed to acquire Plaid, one of the nation’s largest fintech platforms for financial data analytics.

The new group should look at protecting consumer data and how nonprime financial consumers are treated through new regulations.

The concept can enable chargeback abuse, and if this “blind-eye” approach continues to dominate, the bad behavior will only get worse, says Chargeback 911's Monica Eaton-Cardone.

As lending slows, new tools could help credit unions expand opportunities to make loans to would-be borrowers they might not otherwise consider.

After a decline, fraud has recently spiked. But there are measures companies can take to stay ahead of the crooks, says Nvoicepay's Alyssa Callahan.

Banks in the U.S. should take note of these requirements before opening their systems to third-party developers.

New smartphones have subtle differences that require more complex security solutions, says Fingerprints' Ted Hansson.

If credit union lenders and underwriters aren't working collaboratively, they could be hindering growth opportunities.

Criminals will react to the EU legislation by changing their modus operandi, says Nets' Sune Gabelgard.

The agency issued a fair housing proposal last month that would perpetuate segregation and make it harder to detect discrimination.