PayThink

EWA programs are not loans, no matter how loudly critics insist that they are. They provide a vital source of liquidity to hardworking families.

Banks cannot shrug off the impact of sudden account closures as inevitable collateral damage involved in fighting money laundering.

The proposal's plan for addressing securities financing transactions will lead to negative unintended consequences for multiple financial entities.

The CFPB needs to think bigger — much bigger — when it comes to writing rules for Section 1033 of the Dodd-Frank Act.

The process allows artificial intelligence and machine learning to train on the data of many banks, without compromising customer privacy.

The banks' resistance to changes being recommended by the Federal Housing Finance Agency do not bode well for their future or that of the industry.

States need to think twice about allowing earned wage advance programs. They look increasingly like predatory lending.

Allegations of lending discrimination against Navy Federal Credit Union, while as yet unproven, suggest that the rationale for giving credit unions substantial advantages over banks needs to be rethought.

Federal banking agencies should disregard a demand by state attorneys general that national banks be instructed to provide investigators with bank records outside of a court proceeding.

The Fed's Basel endgame draft rule would restrict access to capital and credit on Main Street.