PayThink

Any limitations on the distribution of pandemic relief and other payments are the result of instructions from the IRS, or the Federal Reserve's failure to operate a 24/7 payments system — and not shortcomings of the automated clearing house network, writes the head of Nacha.

A board member of the National Credit Union Administration urges vigilance against threats that many institutions ignore at their peril.

The SAFE Banking Act has been passable for almost a decade, but one thing or another has always gotten in the way. Congress should pass it now.

The industry needs a leader to be the face of a lawsuit challenging the proposal. The author nominates JPMorgan Chase's Jamie Dimon.

A preemptive move to establish an SRO could create necessary safeguards while holding off burdensome intrusion from the federal government.

By declining to hear from the financial services industry as it reviews existing capital rules, the Federal Reserve risks making "consequential errors."

The Federal Reserve's monetary policy objectives are on a collision course with the post-2008 capital and liquidity framework, and it's time for regulators to decide what those reforms were for.

BNPL needs and deserves a consumer-focused approach to regulation that takes account of its significant difference from other consumer credit offerings.

The credit scoring firm takes issue with an article questioning changes to its scoring model.

The Federal Home Loan banks and their clients were well represented in the Federal Housing Finance Agency's recent "listening tour." The public, not so much.