Rodney E. Hood

A new rule allowing people with long-ago criminal convictions to find employment at credit unions is good for both the industry and for society at large.

We have the tools to address our housing challenges through a mix of regulatory reforms, policy changes, incentives and investment. What's needed is the will and leadership to put those tools to work.

A board member of the National Credit Union Administration urges vigilance against threats that many institutions ignore at their peril.