PayThink

The Biden administration's Property Appraisal and Valuation Equity Task Force is working to eliminate race-based bias in the assessment of home values.

Financial downturns hit lower-wealth communities first and cause them to suffer the longest.

Major foreign banks are just as important to the U.S. financial system as large domestic banks, and ought to be regulated as such.

The Federal Reserve has made clear it intends to stamp out inflation no matter what, and that means interest rates are likely returning to the old normal of the  late 1980s and 1990s.  But interest rates on savings accounts haven't caught up. 

As the GSEs enter their 15th year in conservatorship, shareholders are wondering when they'll get their company back.

Leaders of the Bank Policy Institute and The Clearing House say their conferences are neither profit centers nor potential conflicts of interest for regulators in response to a recent BankThink piece that describes the meeting as an example of overly cozy relationships between banks and regulators.

A gathering in New York next week demonstrates the pay-to-play culture of high-end banking conferences.

Merely telling employees what to do may get the job done, but telling them why they're doing it fuels engagement.

The Federal Reserve is closing in on the launch of its real-time payment settlement system next year. By that time it will be six years behind the private-sector alternative, and it could prove to be redundant to a future Fed-issued digital currency.

The cybersecurity crisis arising from super-fast computing is approaching more quickly than the industry and its regulators may realize.