PayThink

The Treasury secretary’s recent Senate testimony coming down on cryptocurrencies is misguided. Regulations should require building better blockchain technology at the banks.

For real-time payments, there are national schemes to help drive adoption and enhance consumer convenience, according to Standard Chartered's Tarek Elyafi and Shantanu Vijaykumar Bhosale

Given the possibility of a nationwide outbreak, the time is now for credit unions to take steps to protect themselves and their members.

The Fed can take steps now to speed up existing networks.

Immediate payments through an existing payments platform means firms can pay quickly, satisfying the expectations of gig workers who are increasingly important to the company’s functions.

When small banks leave the community, it makes sense for credit unions to fill the void.

Diverse local economies and a demand for mobile are boosting digital commerce, says PPRO's Steve Villegas.

Credit unions that don't embrace digital retailing as part of their auto lending strategy will end up spinning their wheels.

In underbanked markets, app-based firms can't live on digital alone, says dLocal's Michel Golffed.

Fintechs like LendingClub and Varo Money illustrate how the traditional financial system is changing. Banks that don’t rapidly evolve with technology will be obsolete.