PayThink

New messaging protocols calls can meet crooks at the pass, says FIME's Jean Fang.

Many financial institutions are missing out on the ability to use payments data in a proactive way, to make smart decisions that inform actionable insights, and create competitive advantages that allow them to become data-driven organizations, says Finastra's Robert Mancini.

There's much bank executives can learn from the 737 Max and Deepwater Horizon catastrophes, which could have been averted if regulators had been notified sooner.

Long-term success in the adoption of cloud technology requires a focus and integration of cloud within the broader business transformation plan, says Unisys' Maria Allen.

Want to satisfy regulators and better compete with the big banks? Here's where to start.

To appease regulators, challenger banks looking to service crypto businesses can implement effective AML controls and systems, says Fenergo's Rachel Woolley.

The entire banking industry needs to join the fight instead of waiting for Congress to act.

New regulations and fraud threats are accumulating, and payment firms need to keep up, says Semafone's Gary E. Barnett.

It can be hard to spot insider fraud, duplicate invoices and service glitches by hand, says AppZen's Anant Kale.

Congress should further expand a tiered regulatory system to help community banks better serve local neighborhoods.