PayThink

State regulators are planning to sue the agency over its special-purpose charter, but the charter would be an important step forward for the regulatory system.

The banking agencies are right to review capital requirements for banks of all sizes to ensure the rules are efficient and clear.

It could be tempting to pick the easiest pricing option to understand and move on. But other times, more complex pricing options can really help businesses save money, writes Angelo Grecco, chief business development officer for CardConnect.

The country is lagging behind others when it comes to ensure that a consumer's financial data is available to third parties, and regulators need to step up.

The law gives residents more — and welcome — control over their data. But it will take work for credit unions to meet the new requirements, such as possibly having to amend third-party vendor agreements.

The agency has suggested several steps in its notice on reforming the law that could actually harm, not help, underserved communities.

With increased scalability, more and more consumer products can be verified and monitored every second, writes Vlad Trifa, chief product officer at Ambrosus.

Card-on-file tokenization systems enable payment details to be instantly refreshed when a card is lost, stolen or expires, according to André Stoorvogel a director at Rambus.

A recently retired Zions executive reflects on her career in banking and the importance of male mentors.

Employees are typically a company’s first line of defense when it comes to most threats. As such, it is important to train them on how to identify cloud cryptojacking attacks, according to Anurag Kahol, CTO of Bitglass.