PayThink

Policymakers should ignore the legislative calendar and draft a proposal that will stand up to bipartisan scrutiny, even if it takes time.

The bureau is threatening to change its stance and classify EWA programs as loans. This is unwise and will harm consumers.

As virtual assistants become central to banking, financial institutions of all sizes must embrace and leverage this transformation to redefine the customer experience.

Characterizing them as 'schemes' unfairly impugns a service that cash-strapped consumers value and have come to count on.

The biggest banks need to get creative about the kinds of products and services they offer, and their efforts to attract a broader customer base.

Artificial intelligence promises to replace a large percentage of entry-level analysts, call center workers and others, while leaving most senior managers untouched.

The FHFA's Home Loan bank report is that rare thing you never see in the nation's capital anymore — a balanced plan on a complex issue that could have lasting impact on a difficult problem.

People should have the option of having their rent and utilities payment history reported to credit bureaus in order to build up their credit history.

The central bank massively increased the money supply during the pandemic. We paid the price with high interest rates throttling the real estate industry.

The risk of harm to users' financial health is much greater with direct-to-consumer advances than it is from earned wage access programs.