PayThink

The Wells Fargo fake-accounts scandal is shining such a bright spotlight that more pervasive problems with the industry’s sales practices are getting lost in the shadows.

Many banks and money transmitters have built successful billion-dollar businesses around P-to-P payments without social sharing and letting users send emojis.

The industry has made great strides in faster payments over the past year. Even more cooperation among stakeholders will be needed in the year ahead.

It would be a pity if our bad collective memory led to an increase in systemic risk in the U.S. regulatory system, with possible international implications, so soon after the crisis.

Contrary to the opinion that the Federal Reserve is out of “options” to boost the economy, the central bank still has these three liquidity-strengthening tools at its disposal.

The traditonal method of scoring merchants based on risk may not work when the attack uses low risk merchants to hide illegal transactions.

State Street makes a statement with a statue of a girl staring down the Wall Street bull; Bank of America's Andrea Smith and Cathy Bessant share lessons learned early in their careers.

Using stress tests as the capital benchmark in a reformed regulatory system could enable some forms of relief, but other rules should remain in place to ensure financial stability.

A recent trip to the branch reveals how even the oldest channel fails to understand, let alone solve, customer problems.

Instant card issuance is an older technology, but it's tailor made for the digital and mobile world, where instant gratification is key.