PayThink

Stakeholders have until May 9 to offer their thoughts on how to design an additional source of capital for credit unions.

The risks associated with a megabank collapse still pose huge problems for the industry, despite assurances from the head of the nation’s largest bank.

Banks tend to blame regulatory costs for de-risking without being honest about the need to improve anti-money-laundering procedures.

The speed of the crooks and the threat to retailers and customer data is more than enough reason to get aggressive with new identity protections.

After years when it looked like millennials might opt for car-sharing and ride-hailing services over car ownership, recent data tells a different story.

The hype surrounding voice technology, bots and machine learning suggests that artificial intelligence is increasingly common in financial services. But that is not the purist’s view of what AI represents.

Given the spike in online fraud that accompanies the chip card migration, there are a lot of new authentication methods. Most of them still rely on information that's not dymanic and vulnerable.

Both standards are confusing and not universally adopted. But both are a necessary baseline to protect merchants and payment companies.

The allowance by some states for companies to incorporate without disclosing beneficial owner information significantly hampers anti-money-laundering efforts and drives up bank costs.

Negative interest rate policies have not been shown to speed up spending or borrowing. In some cases, countries with such policies have seen their savings rates continuing to climb.