PayThink

State Street makes a statement with a statue of a girl staring down the Wall Street bull; Bank of America's Andrea Smith and Cathy Bessant share lessons learned early in their careers.

Using stress tests as the capital benchmark in a reformed regulatory system could enable some forms of relief, but other rules should remain in place to ensure financial stability.

A recent trip to the branch reveals how even the oldest channel fails to understand, let alone solve, customer problems.

Instant card issuance is an older technology, but it's tailor made for the digital and mobile world, where instant gratification is key.

Studies show that companies with more women in leadership roles increase their “innovation intensity,” yet women still hold only 20% of the board seats and eight CEO jobs in financial services.

Fearing regulatory fines, banks have retreated from selling identity protection in recent years. Institutions will get back in the market if the Consumer Financial Protection Bureau is weakened.

Just as Intuit has to find a way to meld consumer and business technology for accounting in the 1990s, financial institutions have the same challenge, and opportunity, today with small business payments technology.

The two leading contenders vying for the cryptocurrency crown both have serious backing, but the technology is still developing and the endgame is still a ways away.

Consumers are worried about paying bills on time and want the convenience of real-time payments, making e-bills an important option for financial institutions.

President Trump’s order on “core principles” for financial regulation is succinct and instructive, but interpreting it is difficult when comparing it to more informal statements from Trump and his aides.