PayThink

Turmoil in marketplace lending has less to do with loan quality and more to do with how lenders price loans to meet supply and demand.

Every quarter brings another barrage of financial reports showing the big get bigger while the small keep struggling — but what does that really mean?

Considered the biggest accounting change ever for FIs, what can be done to mitigate the current expected credit loss rule; and how can regulators, lawmakers and CU do a better job of working together?

Banks must come to grips with the fact that adapting to the industry's transformational changes means having new faces in the corporate suite.

It seems we cannot go a week without news of a malware attack of some kind, be it ransomware, stolen credit card information or other security breaches. The increasing trend is that not only are organizations and enterprises affected, but also regular consumers.

Female CEOs are uncommon, so how rare do you think female CEO-CFO teams are? At publicly traded banks, there are only 13, and that is still way better than a few other industries. InVenture founder Shivani Siroya talks about her past in banking and the future of her fintech startup. An Australian bank is going to test gender blind recruitment practices. Also, rewriting Silicon Valley's history and the Spice Girls' girl power legacy.

Fewer transactions are taking places in branches but banks’ brick-and-mortar locations are more important than ever.

At least 30 countries have either implemented a real-time or near-real-time payments system or are in the midst of implementing or planning one.

Under Rep. Jeb Hensarling’s proposed legislation, some banks might raise capital levels to get regulatory relief. Others might choose to grin and bear the current level of micromanagement. The result would be a more diverse banking sector.

Millennials, who alreadymake up a third of banked consumers in America, are used to transacting life in clicks and swipes. Institutions must embrace their needs now or risk extinction.