PayThink

Banks and nonbanks should accept that more fintech regulation is inevitable, but how far regulators go will depend in part on how well companies demonstrate they are managing risk.

Regulators have abused their role of implementing law to actually make financial policy, usurping the role of Congress in a tripartite system.

A female executive sues Bank of America, accusing the company of being a "bros club" and paying her less than male colleagues; Democrats call on the overwhelmingly "white and male" Fed to prioritize diversity; Goldman, which lags when it comes to female leadership, names a new CEO for its bank unit, coincidentally swapping in a man for a woman. Also, Ruth Porat, chief culture officers, and the stubborn gender pay gap.

While the benefits of coupon 'extreme stacking' are traditionally geared to consumers, it can also help retailers understand consumer behavior and better plan their marketing initiatives.

Banks need to be self-critical in evaluating a growth strategy’s chance of success while realizing that it’s hard to rebound from a growth failure.

The financial services sector would benefit from companies — banks included — submitting dedicated disclosures on the impact of climate change.

Despite the confusion surrounding new electronic identity regulations in Europe, there's still plenty to be excited about.

Requiring banks to improve records on which depositors are insured overlooks how the Federal Deposit Insurance Corp. resolves failures.

For a more immediate payoff, community banks should focus marketing on older customers that are facing a new set of economic pressures.

With the CFPB flexing its regulatory muscles, it's no surprise that collectors are making compliance a priority.