PayThink

A recap of the informed opinions (and the discussions they generated) on BankThink this week, including demands for more transparency on banks' small-business lending and why the average American should care about the GSE investors lawsuit.

The amount of data your credit union is collecting is only growing. Do you know how you're handling-and leveraging-it?

Every consumer with a 401(k), retirement account or brokerage account ought to care about whether the government has the right to unilaterally amend a company’s operating agreement.

Industry best practices that will help drive success include defining the desired loan volume, determining the CU's risk tolerance and establishing appropriate underwriting guidelines.

It's easy to forget the extent of a tragedy years later, unless you've seen it up close and personal-and then you just might wish you didn't remember.

In today’s highly competitive landscape, brands are competing against one another on a “discount race” to try and offer the most competitive prices to their consumers.

Dark pools have a bad reputation these days — but they also reduce the transaction costs of large trades and help provide the market with liquidity. That's why regulators need to ensure these platforms fulfill their intended purpose instead of simply shutting them down.

Blythe Masters talks up the blockchain in a magazine cover story, noted photographer Annie Leibovitz has been hired to shoot portraits of women and entrepreneurs as part of a bank marketing campaign; it’ll only be a mere 28 years for women to achieve boardroom parity; and we want to hear about outstanding millennials in banking please.

The Financial Crimes Enforcement Network's enforcement action against Ripple Labs sent a clear message to the cryptocurrency industry about regulators' high expectations for compliance. Such actions will help clear the way for banks to partner with blockchain technology firms down the line.

What happens when you combine mobile wallets with the emerging hype about beacons? You get a winning combination for retailers that boosts shopper loyalty and in-store spending.