PayThink

Care deeply about the price at which you make an investment, whether it's in your own shares or another company's. Don't delude yourself about how great the future will be. And look for empirical evidence that you have an "edge", rather than simply assuming it.

On its surface, the initial plan for a central bank looked like a fair deal for a country as geographically spread out as the United States. What did not receive publicity was the way in which it was structured to provide an easy supply of money to the nation's biggest banks.

There is much discussion around the demise of cash and quite rightly so. These are exciting times for the financial industry with substantial growth in payment innovation. Respondents to numerous surveys claim that they will use their mobile phone, contactless card and other alternative payments in the future and that they currently mostly pay for everything on card and over the Internet.

Regulators cannot seem to understand that the changes effected by technological advances and modern risk management techniques have evolved banking practices and banking institutions into a new profession.

A new book from Nomi Prins illustrates how the Wall Street-Washington symbiosis — the subject of much debate in the wake of the recent financial crisis — has existed for over a century.

The DOJ's initiative ensures that federal and state laws are not circumvented by predatory lenders … and gives federal authorities a chance to fix a very broken industry.

Creating a one-size-fits-all approach to collateralized loan obligations does not harm Wall Street, it harms American businesses.

With the average age of credit union members currently at 47, capturing a younger demographic has been a topic of interest within the credit union community for some time now.

The National Institute of Standards and Technology (NIST) has issued version 1.0 of its Framework for Improving Critical Infrastructure Cybersecurity.

Is "backward" the new "forward?" In at least one critical regard for credit unions, the answer is yes.