PayThink

Thanks to enhanced regulatory expectations, directors and managers have more new responsibilities than they might realize.

Banks have typically deployed mobile banking as an addendum to online banking, from both a technology and staffing perspective, with consequences to the customer experience.

The proposal has calculations that would address deficiencies, but also tries to balance risk sensitivity with not making the derivatives counterparty charges overly complex.

"An Alternative Plan to Fix TBTF: Lay Big Banks' Subsidy Bare" (July 25), on Professor Cornelius Hurley's plan to account for implicit government subsidies, is an important contribution to the conversation on how to end Too Big to Fail.

Relief bills are gaining momentum in Congress, leading many community bankers' to believe their regulatory burdens will ease by yearend.

Federal regulators issued proposed guidance to help mid-tier banks comply with stress test requirements this October.

People tend to remain loyal to bankers and banks they know, like and trust. Whether or not we fit that description is entirely up to us.

The best way to judge a mobile wallet's potential is to see how it handles failure.

The leaders of the Securities and Exchange Commission and Commodity Futures Trading Commission were pressed by lawmakers on Tuesday about their progress implementing new rules under the 2010 Dodd-Frank Act.

Lending margins on commercial and industrial loans are thin and getting thinner. To keep them profitable, community bankers must make sure to maximize other opportunities with customers and minimize costs.