PayThink

Until banks' RWA disclosures improve and become more uniform globally, capital ratios will remain a mystery to many journalists, investors, banks and even some supervisors.

The Corker-Warner bill and House GOP bill both understand that the fundamental GSE model is insidious and needs to be definitively terminated.

Securing an economically and fiscally sensible approach to housing finance reform is taking a backseat to entrenched political views on both sides of the aisle.

With the July 16 confirmation of Richard Cordray, the Consumer Financial Protection Bureau is prepared to take an aggressive step forward in its third year.

Our model must change to reduce embedded friction, whether in the form of fees or complicated processes. We must keep up with the simplicity, usability and transparency customers now demand.

Banks must throw away their traditional thinking and acting like the newcomers in the business.

Three years after the passage of the Dodd-Frank Act, regulators are quick to assent with one another on one thing: coming to an agreement over joint rules has become quite the obstacle.

Identity management and trust in the online world may be the new business of banking.

Two new bills in Congress would undermine Dodd-Frank’s ability-to-repay rule and recreate incentives for lenders to steer families into high-risk, high-fee loans they do not understand and cannot afford.

The startup scene offers a glimpse into what the future of banking services will look like.