PayThink

Michael Detwiler, CEO of Mortgage Cadence LLC, explains why not to apply QM and QRM rules to community bank lenders.

More equity would enable banks to absorb more losses without becoming distressed or needing taxpayer support. Long-term debt is a poor substitute, particularly for the largest banks.

Two American Banker staffers who cover mergers and acquisitions have a confession to make. We sometimes get so enmeshed in the arcane numbers behind bank deals that we overlook what really makes them tick: the human element.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Getting new credit cards in the hands of emerging market consumers requires unique processes that ensure timely and compliant delivery.

Given the robustness of trade in some large urban areas, it is entirely possible to earn a living from buying and selling bitcoin

A final rule was released late Thursday by the Office of the Comptroller of the Currency extending the deadline for banks to comply with a requirement that limits credit exposure per customer.

Fonetic, a Spanish company that provides speech analytics and voice recording software for compliance purposes, arrived on Wall Street Thursday.

Whether the product is a video game or a bank account, no business should take customers for granted or underestimate competitors.

According to Federal Reserve Board Chairman Ben Bernanke, several critical rules under the Dodd-Frank Act will be released in the upcoming months.