PayThink

In the past, it was tough for customers to change banks. So, we could charge them—and treat them—pretty much as we pleased. Technology renders switching banks easier and cheaper—making banking more competitive, less profitable.

What Frank Diekmann found while rummaging around the bottom of his GAC attendee bag.

Marcus Schaefer, CEO of Truliant FCU, explains why having followers is not always ideal.

Arp Trivedi, manager of administration with Motion Federal Credit Union, explains how Motion FCU makes itself look larger.

Even if regulators restrict banks' ability to charge overdraft fees, those consumers who value banks that cover their overdrafts will find a way to reward institutions providing the best service.

The Federal Deposit Insurance Corp. responds to two recent posts that cited its underbanked survey results.

Produce a video for members of Congress to watch that focuses on a typical banking transaction and shows the various laws, regulations and other issuances that come into play at every stage of the process.

The Federal Reserve Board released the first round of results from stress tests required under the Dodd-Frank Act. American Banker's Joe Adler asks and answers everyone's frequently asked questions.

The Federal Reserve board disclosed the initial round of results required under the Dodd-Frank law on the portfolios of the 18 largest bank holding companies.

"Attorney General Eric Holder's stunning admission that it was difficult to prosecute large banks because of the potential economic impact may be a turning point of the drive to break them up," writes American Banker's Rob Blackwell and Victoria Finkle.