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Few things cut through the skepticism many folks hold toward a business (or even industry) as much as genuine, altruistic actions.

The all-inclusive APR that figures into the Consumer Financial Protection Bureau's prosed mortgage disclosure forms has elicited a mixed reaction.

Among those calling for tighter money market fund regulations, one analyst says the Financial Stability Oversight Council's action (or lack thereof) on the matter will be a test of Dodd-Frank's effectiveness.

No one should be surprised that banks would suppress their posted rates in a funding crisis or that they might manipulate the BBA survey for gain. It was easy to see this coming.

Financial institutions with a long-term strategic interest in the credit card business should reap the benefits of the existing safe harbor and buy while it lasts. Those who don't should take advantage of the current environment and sell.

John Walsh, the former acting Comptroller of the Currency, has doubts about the Financial Stability Oversight Council, wishes Dodd-Frank mandated a single federal regulator for banking, but also says regulators need to be efficient in implementing rules required by the legislation.

Perhaps, given the wild ride of the past decade, banking can learn something from aviation, an industry that has posted an impressive and improving safety record over a similar time span.

Ratings drive ad dollars, and networks chase ad dollars like sharks chase chum. So it should come as no surprise that Discovery is planning a companion week of programming, and Credit Union Journal has the first look: Get ready for "Loan Shark Week."

Participant meetings are one of the best opportunities you have for your credit union's financial advisors to boost your assets under management and to provide much-needed guidance to members.

Defense credit unions, like all credit unions, stand behind these brave individuals and their families and offer financial services second to none.