Resources

Former Consumer Financial Protection Bureau boss Raj Date is lining up a seasoned team of banking executives to try to revive the subprime credit card market. For the banks his firm is seeking to partner with, the question is whether the potential profits justify the risks. American Banker staffers discuss.

A flurry of Capitol Hill hearings reflect a renewed focus on legislation to protect Americans' from credit and debit card cyber-attacks. Washington Bureau Chief Rob Blackwell discusses where legislators and regulators appear to be headed and when new laws are likely to be enacted.

Bankers have gone to jail since the financial crisis, but none of them have been senior executives from the biggest banks, even as those banks continue to face government charges and civil lawsuits over an array of operations and business practices. American Banker editor-in-chief Neil Weinberg explains why the legacy of "Too Big to Jail" is doing long-term damage to banks.

PwC's Dan Jackett and team discuss compliance risk management and challenges in the financial services industry.

Cash will be with us for years to come, but also increasingly integrated with digital technologies, says Diebold chief executive Andy Mattes. With a half-year on the job, he says his company's goal "is to own the interface between digital and physical" money.

PwC Financial Services Managing Director, Nate Fisher, highlights how banks can align their pricing structure by using data from customer preferences.

The Federal Housing Administration's long-awaited decision to start accepting electronic signatures on mortgage documents will cut down on costs and streamline operations for banks and other mortgage lenders. But the industry still faces several hurdles before it can reap the benefits of this technology upgrade.

Microsoft is scheduled to stop supporting Windows XP, the operating system inside most ATMs, on April 8. Diebold chief executive Andy Mattes weighs in on the impact to the industry.