Resources

Bankers have gone to jail since the financial crisis, but none of them have been senior executives from the biggest banks, even as those banks continue to face government charges and civil lawsuits over an array of operations and business practices. American Banker editor-in-chief Neil Weinberg explains why the legacy of "Too Big to Jail" is doing long-term damage to banks.

PwC's Dan Jackett and team discuss compliance risk management and challenges in the financial services industry.

Cash will be with us for years to come, but also increasingly integrated with digital technologies, says Diebold chief executive Andy Mattes. With a half-year on the job, he says his company's goal "is to own the interface between digital and physical" money.

PwC Financial Services Managing Director, Nate Fisher, highlights how banks can align their pricing structure by using data from customer preferences.

The Federal Housing Administration's long-awaited decision to start accepting electronic signatures on mortgage documents will cut down on costs and streamline operations for banks and other mortgage lenders. But the industry still faces several hurdles before it can reap the benefits of this technology upgrade.

Microsoft is scheduled to stop supporting Windows XP, the operating system inside most ATMs, on April 8. Diebold chief executive Andy Mattes weighs in on the impact to the industry.

There's a reason Bitcoin startups have such a hard time getting or keeping bank accounts. Providing banking services to firms that exchange the digital currency requires a higher level of due diligence than banking traditional money services businesses, says Henry Balani, a managing director at Accuity. The anonymous (or pseudonymous) nature of Bitcoin addresses presents higher risk, he says.