Technology

The wild gyrations in credit card charge-off rates of the last two years is finally subsiding, providing more certainty for bankcard issuers planning their loan-loss contingency funds for 2012.

Security managers guarding bank account, credit and debit card data should take protective measures up a notch in 2012, new research suggests. Perhaps even two notches.

The serious mortgage delinquency rate in the 100 largest metropolitan areas has slowed a bit from 10.4% at its peak in December 2009 to 9.3% in June 2011, according to data from Foreclosure-Response.org.

The chatter coming from the industry near the end of last year was that 2011 would be when mobile card acceptance and payments finally emerge as legitimate experiences for consumers and merchants in the United States.

China UnionPay has signed an agreement with BesTV Network Television Technology Development Co. Ltd. to support bill payments initiated on consumers’ televisions. But it faces a market that is becoming less reliant on TV for information.

Alipay (China) Technology Co. Ltd. has expanded the scope of its existing collaborative agreement with China Everbright Bank Ltd., the companies announced earlier this month.

In the realm of payment card data security, 2011 qualifies as the year in which “more” became a key term on many levels.

A check-imaging technology provider has settled its federal patent-infringement claims against U.S. Bancorp for undisclosed terms.

When Anthony Salas counted the number of point products and services that Anchor Bank was managing to drive its information-technology infrastructure, the number was far more than a dozen.

The stream of receivables and payables determines healthy cash flow, but for many businesses getting a clear, up-to-date picture of cash flow is next to impossible.