Opinions

Housing and Urban Development Secretary Julian Castro challenged lenders to make more mortgages, saying the credit pendulum has swung too far on the side of caution.

Concerns still remain among community bankers that examiners could push individual community banks to undergo stress tests, even if the agencies refuse to make it mandatory.

WASHINGTON — The Consumer Financial Protection Bureau finalized a rule Monday that will allow institutions that limit the amount of customer data they share to post annual privacy notices online rather than by paper delivery.

Digital currency startups are trying to reframe the debate surrounding customer privacy, anti-money-laundering compliance and data security by backing a new set of guidelines for managing consumers' online identities.

The Federal Housing Finance Agency is close to issuing refinements to the government-sponsored enterprises' representation and warranty framework that will limit lender liability on buybacks of legacy loans.

WASHINGTON — Two key Democrats are asking the Government Accountability Office to investigate the financial stability of nonbank mortgage servicers and potential harms to borrowers.

Federal Reserve Board Gov. Daniel Tarullo issued a stark warning to bankers Monday to improve their culture and ensure employees are not behaving badly before regulators are forced to do it for them.

Regulators are finally ready to unveil a final risk retention rule, but whether the new regulation provides enough certainty to jumpstart the securitization market is an open question.

Many have predicted that banks will be unwilling to accept the additional risks associated with non-QM lending. But a recent survey suggests that some lenders are dipping their toes into the waters.

The federal government's unlawful sweep of Fannie and Freddie profits has sent a clear message to private capital: There's only downside to being the government's partner in a time of crisis.