Opinions

We should think twice before cutting off access to alternative lenders that serve as a last resort for millions of low-income Americans. We should also encourage banks to remove the barriers for these customers when they want to open a savings account.

Fannie Mae filed an estimated $800 million lawsuit against nine banks for allegedly manipulating benchmark interest rates - including Libor, which is used to set global interest rates on financial products such as credit cards and mortgages.

Recent Fed chairman have embroiled themselves far too deeply into White House and congressional politics.

One of the main promises of the 2009 credit card reform law was that clearer disclosures to consumers would prompt them to make more prudent financial decisions.

As the U.S. adoption of EMV-chip cards encounters legal roadblocks and merchant opposition, critics have questioned whether the card networks' October 2015 deadline is overly aggressive.

The Office of the Comptroller of the Currency has released Hudson Valley Bank in Yonkers, N.Y., from a 2012 enforcement action.

The Senate Banking Committee continues to discuss housing finance reform options even as efforts to confirm Congressman Mel Watt to run the Federal Housing Finance Agency stall.

The House passed the Swaps Regulatory Improvement Act that would reduce restrictions under section 716 of the 2010 Dodd-Frank Act.

In a bipartisan letter to the Consumer Financial Protection Bureau, senators asked the agency to provide data used as basis for warning auto lenders they could be committing fair-lending violations.

When sophisticated, global institutions leave a country or line of business, they create a vacuum likely to be filled by outfits less sensitive to, or capable of managing, the risks involved.