Opinions

Community bankers are worried about stress tests, even though there is nothing in the Dodd-Frank Act requiring them to do it. While regulators are not requiring the tests for smaller banks, they are increasingly encouraging bankers conduct such tests.

In Barbara Rehm's column "It's Time for Money Funds to Fess Up About Fluctuating Values," she characterizes the $1 net asset value as "a fiction," which is defined at something feigned, invented or imagined.

Phishers turn the tables and mobile payments still scare consumers in the big security stories of the week through March 15.

The appeals court ruling is likely to perpetuate the perverse situation in which banks view SEC legal settlements as a cost of doing business rather than a deterrent for fraud.

Orrstown Financial Services Inc. in Shippensburg, Pa., said it expects to reach formal agreements with regulators that could require it to strengthen its credit risk management practices.

For years, Litton Loan Servicing was open to making a deal with delinquent borrowers. Then Goldman took over.

For young businesses to succeed, they first need business management tools, networks and coaching. Only after they have these things are they ready to take out loans.

Two managers of a debt collection business are banned from the industry and agreed to surrender their assets as part of settlements reached with the Federal Trade Commission.

WASHINGTON — Banks successfully warded off a measure Thursday that would have raised the small business lending cap for credit unions, but they continue to battle a second amendment to a House-passed bill that they also oppose.

Citigroup Inc.'s failure to see that it would not pass the Federal Reserve Board's stress tests has left the firm in a challenging position — and may serve as a stark lesson to other banks.