Opinions

The Federal Reserve Board released its final "horizontal review" on incentive compensation practices at the 25 largest, most complex banking institutions.

American Banker editors Rob Blackwell and Maria Aspan discuss one of Dodd-Frank's most controversial components.

The FDIC, one of five agencies implementing the proprietary-trading ban, will meet publicly Tuesday to discuss new regulation.

WASHINGTON–U.S. Rep. Brad Miller, D-N.C.., is introducing legislation designed to make it easier for customers to switch banks.

When the profits and losses of the debit card unit suffer as regulation clips revenues, the banks increase fees, discouraging debit card usage. Any pretense to customer focus goes out the window.

According to new market share data released by the Federal Deposit Insurance Corp. Tuesday, banks and thrifts with $10 billion or more of assets controlled 72% of the nation's bank deposits at June 30, up from 70% at the same time last year and 68.5% in 2008.

Bank of America Corp.'s plans to charge its customers for using debit cards will help boost the bank's credit card business, according to U.S. Sen. Dick Durbin, D-Ill.

In hinting that the consumer bureau should look at B of A's $5 debit card fee, Obama has solidified bankers' worst fears about the CFPB.

Consumer lending experts urged a Senate panel on Tuesday to confirm a director of the Consumer Financial Protection Bureau this week.

Fed chief tells congressional panel that banks have limited exposure to Greece and Portugal, but face other threats from sovereign debt problems.