Policy & Regulation

Large U.S. banks are facing several potential crises around the world, from emerging markets, within commodities and from China's slowed growth. Consultant Mayra Rodriguez Valladares questions whether changing regulatory standards have made the biggest banks sufficiently capitalized to withstand turmoil from these global problems.

Reforming the multifamily market will lead the way to a future housing finance system where private capital takes first-loss risk and uses ingenuity to responsibly serve all markets at all times.

Home Federal Savings Bank in Rochester, Minn., has been freed from a supervisory agreement with the Office of the Comptroller of the Currency.

Nonbank mortgage lenders want to significantly alter a time-tested formula with "membership-lite." Now is not the time to lessen the capital standards for Federal Home Loan Bank membership.

Attorneys involved in Bank of America's $32 million settlement of several class action lawsuits last fall are looking for people to file claims in the case.

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The Office of the Comptroller of the Currency plans to release Associated Banc-Corp (ASBC) in Green Bay, Wis., from a February 2012 consent order.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The new cybersecurity framework issued under a White House executive order lacks congressional mandate and tracks rules banks already follow, but some experts believe the new document could be a standard used in data breach litigation and future regulatory changes.

First Security Bank of Malta in Montana has been freed from a prompt corrective action issued by the Federal Reserve Board.