Policy & Regulation

Banks have beefed up risk management teams dramatically over the past few years. But some are doing a much better job than others of getting their arms around the full extent of the regulations and operational challenges they face, says Ingmar Bromstrup, a Principal at The Boston Consulting Group.

We revisit some of the best comments readers posted to AmericanBanker.com and BankThink.com in 2013.

Banks got some regulatory relief in 2013 as federal regulators sharply curtailed their issuance of new enforcement actions.

Federal banking regulators are exploring whether to exempt collateralized debt obligations backed by trust-preferred securities from the Volcker Rule, the agencies said on Friday.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The Federal Reserve Board is due in 2014 to unveil an initial plan to clamp down on risks tied to financial institutions' reliance on short-term wholesale funding.

The Federal Deposit Insurance Corp. issued a prompt corrective action against AztecAmerica Bank in Berwyn, Ill., in November and hit two other banks with consent orders.

The Reserve Bank of India (RBI) has issued a warning on the risks of virtual currencies, and the country's largest Bitcoin trading platform has shut down.

WashingtonFirst Bankshares (WFBI) in Reston, Va., is the latest lender to divest securities on concerns about the Volcker Rule's controversial ban on collateralized debt obligations.

A recurring theme for Federal Reserve Banks in 2013 had a familiar - and highly complicated - ring to it for the payments industry. The Fed banks want faster payments in the U.S., but the larger retail banks want to preserve their investments in earlier technology.