Policy & Regulation

WASHINGTON -- Regulators were clearly giddy, and some might suggest punchy, when they finalized the Volcker Rule after three years of inter-agency squabbling.

Bitcoin enthusiasts are expressing confusion and surprise after Casascius Coin, which encodes a digital bitcoins onto physical coins, halted operations after receiving notification from the Financial Crimes Enforcement Network that it is subject to the department's oversight.

Lower credit losses and higher premium revenues pushed the Federal Housing Administration’s mortgage insurance fund closer to positive territory and the agency says it is on pace to reach its statutory capital requirement two years ahead of schedule.

The Federal Deposit Insurance Corp. plans to use Dodd-Frank's "orderly liquidation authority" to dismantle a troubled megabank, but experts worry the single-point resolution may be perceived as a stealth bailout by the government.

Federal regulators added a final rule that exempts certain mortgage loans and refinances from appraisal requirements established under the 2010 Dodd-Frank reform law.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The Federal Reserve Board has approved a delayed merger between United Bancshares in Charleston, W.Va., and Virginia Commerce Bancorp in Arlington.

The FDIC invited luminaries like Paul Volcker and John Reed to evaluate their plan to seize and unwind a troubled megabank – and probably didn’t like what they said.

Federal regulators on Thursday issued a final rule that exempts some mortgage loans and refinances from appraisal requirements established under the Dodd-Frank Act.

Banking groups fear the Consumer Financial Protection Bureau is already gearing up to write tough new rules restricting the use of arbitration clauses despite promises by agency officials that a study on the issue was only "preliminary" and not designed to pass judgment.