Policy & Regulation

The idea of bringing criminal charges against one of the nation’s larger banks has become untenable. The potential cost in jobs, probable shareholder losses and market turmoil would be horrific.

Congress must create mechanisms to dampen the volatility of housing finance, writes James Lockhart, the former regulator for Fannie and Freddie, on the fifth anniversary of their takeover by the government.

Neil Barofsky, who became known as a staunch advocate for transparency and accountability as the watchdog of the Troubled Asset Relief Program, is joining the law firm Jenner & Block as a partner.

The banking committees are set to resume debate over mortgage finance reform when Congress returns from August recess on Monday, but the issue will be just one of many facing lawmakers during a very busy fall.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The Federal Reserve System has taken regulatory action against Union City Corp. in El Reno, Okla., and released a Missouri holding company and its banking unit from a written agreement.

CFPB Director Richard Cordray has a knack for adapting his speeches to different audiences, including most recently invoking Moses' aides Aaron and Hur in a presentation to the National Baptist Convention.

Raj Date has added another lending veteran to his growing financial advisory and investment firm, Fenway Summer.

American Banker readers share their views on the most pressing banking topics of the week. As excerpted from the Comments sections of AmericanBanker.com articles.

The law's biggest mistake was failing to consolidate financial regulators, our Editor at Large says, but there are plenty of other shortcomings as well.