Policy & Regulation

The Federal Reserve Board has terminated a regulatory order with Waterstone Financial in Wauwatosa, Wis.

While the Federal Reserve’s exclusion of trust-preferred stock from Tier 1 capital is understandable, an analysis shows cumulative preferred stock can absorb losses at times of distress.

Financial institutions with at least $10 billion in assets knew they would take a hit to their revenue when the Durbin amendment capped interchange pricing. But smaller issuers, who were exempt from the cap, have seen a drop as well.

Senate Banking Committee Chairman Tim Johnson and Sen. Mike Crapo, the panel's top Republican, announced Thursday they have reached an agreement on legislation to overhaul the Federal Housing Administration.

The Office of the Comptroller of the Currency has named a new senior deputy comptroller for large banks.

The Consumer Financial Protection Bureau finalized clarifications to its ability-to-repay and mortgage servicing rules Wednesday that include what lenders can use to calculate a borrower's debt-to-income ratio.

Fidor Bank AG, of Munich, has agreed to help Bitcoin Deutschland GmbH, an exchange operator, to speed trading of bitcoins and comply with regulatory requirements.

WASHINGTON — Four key senators introduced a bill Thursday that would effectively reinstate a Depression-era law that separated the investment and commercial sides of U.S. banks.

Applying the latest statistical techniques to measure operational risks lulls us into a false sense of analytic security and desensitizes management to the important qualitative aspects of controlling such exposures.

Federal Reserve Board Gov. Elizabeth Duke said Thursday that she was resigning from the central bank effective Aug. 31.