Policy & Regulation

The Office of the Comptroller of the Currency said Thursday it would allow more time for banks to comply with new restrictions on swaps activities.

Bankers are expected to learn in 2013 what trades the Volcker Rule allows, what qualifies as a "qualified mortgage" and what it means to be "systemically important."

Small banks continue to rake in revenue from interchange fees on debit cards, despite fears that the Durbin amendment would hurt them as much as larger institutions, according to a report released by the Federal Trade Commission.

Large numbers of yield-hungry banks have gorged on municipal bonds, and the industry’s overall holdings of the paper have edged up.

If things are truly bigger in Texas, then mPowa CEO Dan Wagner figures it's a good place for merchants to be able to accept credit card payments via mobile devices in those wide, open spaces.

Chairmen of the House Financial Services Committee requested to postpone the Volcker Rule until 2015 only three weeks after U.S. regulators said they would delay the Jan. 1 start date for new capital requirements.

Exorbitant costs, excessive complexity torpedo review program. But a proposed $10 billion settlement faces problems of its own.

BankThink editors Marc Hochstein and Jeanine Skowronski recap 10 of the blog's posts they found most memorable in 2012.

Fair Debt Collection Practices Act lawsuits are projected to end 2012 down roughly three percent from 2011, according to data gathered from U.S. district courts.

The Congressional agenda for 2013 will include lawmakers overseeing implementation of the Dodd-Frank Act and possible advances on housing finance reform.