WASHINGTON — Former banker John Delaney may just be a freshman congressman in the House of Representatives, but his industry experience could make him an important commodity as key financial services bills come up for vigorous debate.

Delaney, a Maryland Democrat who co-founded the commercial lender CapitalSource, is already diving deep into the policy weeds as he settles into a seat on the House Financial Services Committee. High on his list of interests is the complex issue of reforming U.S. housing finance, and specifically establishing a system no longer reliant on government intervention.

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