Policy & Regulation

As an industry, we do not need to be piling new regulations on our own head. When we fail to present a unified front and effectively communicate to professional lawmakers, the result will be ill-conceived laws.

UBS's guilty plea seen as "epic," small banks get a bit of good news, the Consumer Financial Protection Bureau preps for a busy year.

President Barack Obama signed two bills on Dec. 20 that will protect information banks provide to the Consumer Financial Protection Bureau and eliminate a requirement on ATM fee notices.

WASHINGTON — President Obama signed two bills on Thursday that will protect information banks provide to the Consumer Financial Protection Bureau and eliminate a requirement on ATM fee notices.

Incoming House Financial Services Committee Chairman Jeb Hensarling, R-Texas, has named his leadership team for the coming term.

Banks are in danger of "taking excessive risk" in order to boost profits damaged by a slow economy by offering risky new products and lowering underwriting standards, a new report from the OCC said. The fiscal cliff could also take a toll.

CapitalSource (CSE) in Los Angeles said that John Delaney, who was elected to Congress last month, is stepping down as its chairman.

The House is expected to vote as early as Thursday on a bill which is designed to avoid the fiscal cliff. The bill would repeal the government's ability to seize failing financial institutions.

After enjoying strong growth in its credit card business in 2012, Discover Financial Services is investing some of those returns in a more diverse range of products.

We revisit our 10 most popular BankThink posts of 2012, based on audience page views.