Policy & Regulation

It's anyone guess who will prevail in the perennial fight over whether to allow larger government-backed mortgages.

Executives from Wal-Mart, 7-Eleven and McDonald's are raising concerns that the new debit-fee regulations they fought for are unlikely to boost their bottom lines.

Citigroup, JPMorgan Chase, BNP Paribas, Royal Bank of Scotland, and HSBC may face top capital surcharges of 2.5 percentage points, according to a provisional list prepared by global regulators and obtained by Bloomberg News.

The Consumer Financial Protection Bureau said Monday it plans to give banks a heads up when they face possible enforcement actions.

Today, the global financial reform agenda is increasingly targeted toward reducing the size, scope and systemic risk posed by large institutions. However, it appears to be the consensus that breaking them up is either politically or economically unwise.

The Consumer Financial Protection Bureau said Monday that it plans to notify banks or individuals that are under investigation for potential violations of consumer financial laws, to give them a chance to respond to the allegations before it takes legal action.

Richard Fredricks, a bank examiner at the FDIC in Nebraska, used his time at an ABA conference to encourage executives at farm bank to remain vigilant policing loans and to learn from the experiences of commercial lenders.

The central bank's senior officer loan survey shows that while U.S. banks have made loans to European banks or their affiliates, their exposure appears relatively low.

The Supreme Court said Monday it will take up a case to decide whether an individual may allege discrimination under the Fair Housing Act based solely on the impact of a policy, rather than the intent.

A collection of distinct industry associations claim to speak for large banks on policy issues, in addition to each bank's individual efforts. But could a more focused effort help their message?